Settlement (Payments)

Payment settlement transfers batched funds from acquirer/PSP to operator on agreed cycles (T+1 to weekly), net of fees, reserves and adjustments.

Why finance reads settlement files religiously

Settlement timing versus payout obligations defines gambling’s working-capital curve — player withdrawals leave daily; card money arrives on schedule. Reconciling settlement files against platform transactions catches fee drift, FX spreads, and missing batches — the payment-reconciliation discipline that month-end close depends on. Multi-PSP setups multiply file formats; normalization tooling pays for itself embarrassingly fast.